DG Funding is changing the mortgage lending experience for the better.
We are a rising leader in the marketplace, with over 500 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent and portfolio lenders. Because of this non-traditional approach, we can arrange for you the most aggressive and well priced mortgage products out there. And with every transaction, we guide our clients and business partners through a speedy, transparent and effective loan process. All of this so that you get the loan you want quickly and easily.
Julia Downs is a Graduate of UCLA with a degree in Business and Communications. Julia has been in the lending industry for over 17 years. She is witness to the industry’s highs and lows and understands growth and education is the key to success in the ever-changing world of mortgage lending. Julia specializes in multiple types of lending, Jumbo, purchase-money loans, FHA, VA, refinance and Conventional lending. Julia is passionate of assisting First Time Homebuyers.
Julia prides herself on attention to detail and her ability to listen to her clients. She is customer service oriented and works hard to provide tailored solutions that best fit her client’s needs. Her goal is to not just be her client’s lender today, but to become their lifelong mortgage resource. Julia truly enjoys her work! Julia is very involved in her community, she belongs and volunteers as often as possible, including but not limited to Veterans United , Girls and Boys Club, P&B Charity, SD Justice Center for children. Julia is a standing member of these organizations, SDAR, SRCAR, PREP and Escondido Real Estate Professionals. She also is 2015/2016 Affiliate Coordinator for PREP. Julia also likes to see others grow in the same field she is the first to offer the olive branch to help a new comer to the industry and let them learn from her. She utilizes this as a way to grow.
TRU MORTGAGE introduces a fresh and transparent approach to mortgage lending. Our online mortgage application is designed to put the home loan process directly in your hands. In less than 10 minutes, you can download, save, and print your loan approval letter.
This new and innovative technology leverages our secure DirectConnect integrations with real-time credit profiles, loan pricing, and automated decisioning to ensure a user-friendly and seamless transaction. Quickly get your credit scores, view, compare, and select your loan program and rate, and submit your application for a genuine loan approval direct from Fannie Mae.
In addition to a personalized dashboard that features online status updates and instant alerts and notifications, a dedicated Client Services team will guide you through the entire process to help answer any questions you may have along the way.
It’s all part of our TRU Process for your TRU Mortgage.
TRU Mortgage is a direct lender and approved Seller / Servicer for Fannie Mae and Freddie Mac. Niche and portfolio products, including delayed financing and non-qualified mortgage products, are available to satisfy most homebuyers.